| S.No. | Period | | Revised Rate of
Interest (P.A.) |
| 1 | Saving Bank A/c | | 3.50% |
| 2 | 16 days to 45 days | | 4.75% |
| 3 | 46 days to 90 days | | 5.00% |
| 4 | 91 days to 179 days | | 5.50% |
| 5 | 180 days to 1 year | | 6.00% |
| 6 | Above 1 year to 2
years | | 6.75% |
| 7 | Above 2 years to 3
years | | 7.25% |
| 8 | Above 3 years to 5
years | | 7.00% |
| 9 | Above 5 years | | 6.50% |
| PF Accounts | | As per EPFO |
| 1 | These revised rates of interest on term deposits will be applicable on fresh or renewal of existing deposits on maturity on or after 20-12-2022 |
| 2 | 1% additional rate of interest shall be allowed on deposits, in the name of staff/retired staff. His/Her spouse can avail of this benefit in case of the employee is deceased. Retired staff, who are senior citizens, the benefit of additional interest rates as admissible to senior citizens over and above the additional interest payable to them by virtue of their being retired staff of the Bank. |
| 3 | Extra 0.50% interest rate shall be allowed to the Senior Citizens on Term Deposit. |
| 4 | No interest shall be paid if the deposit remains with the bank below 14 days on Term Deposit in case of premature withdrawal. |
| 5 | 0.50% penal interest on the corresponding period on premature withdrawal/renewal before the due date. |
| 6 | The rate of interest on Term Deposit of above the amount Rs. 1.00 Crore (In special cases only) shall be decided by Head Office as and when needed. |
